Wyoming
Prepare the paperwork for a mortgage loan with these fully editable Wyoming Mortgage Forms.
- The Wyoming Residential Mortgage Practices Act governs the system of mortgage lending throughout the State. The state banking commissioner enforces and administers the provisions of the Act and the rules and regulations, standards and requirements relating to mortgage lending.
- All mortgage lenders and brokers are required to be licensed, except for federal and state agencies. However, residents who are selling their home can extend credit to a purchaser secured by a contract of sale, mortgage or deed of trust on the property without the need for a license.
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Wyoming Contract for Deed
If you are selling property in Wyoming to a buyer who can't qualify for a mortgage, you can carry all or part of the purchase price with this Contract for Deed.
- A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made. The seller effectively becomes the mortgage lender for the balance of the purchase money.
- Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
- The seller has the right to take back the property if the buyer defaults in payment.
- At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
- Available in MS Word format.
- Intended to be used only in the State of Wyoming.
$17.99
Wyoming Fixed Rate Mortgage
Record a mortgage on title to property in Wyoming with this fixed rate mortgage template.
- The mortgage is being given as security for repayment of a mortgage loan and note.
- The template contains the standard covenants under federal mortgage regulations.
- The lender has the right to accelerate payment and foreclose if the borrower defaults in making payments or performing any of its obligations.
- The borrower waives its homestead exemption rights.
- This is a downloadable Microsoft Word template which is fully editable.
- This legal form should only be used in the State of Wyoming.
$17.99
