Request for Credit Reference

Set up pre-authorized payments by direct debit from a customer's bank account with this Authorization Form, for Canadian merchants and financial institutions.

• The payments will be processed in accordance with the Rules of the Canadian Payments Association.
• This form can be used for regular payments on a mortgage or loan, insurance premiums, investments, pension plan contributions, or payments on a customer's account.
• The authorization can be revoked at any time, but the revocation does not alter the customer's obligations to make payments.
• Includes instructions for the procedure by which the customer can dispute a payment that has been improperly withdrawn.

Payments by pre-authorized debit are easier for both the customer and the creditor. Download the Authorization Form template for your customers.

If you are offering a line of credit to a customer, secure your interest with this Line of Credit Promissory Note form.

• The Note allows for multiple advances, up to a specified maximum amount.
• Interest on the secured amount is simple interest, accruing monthly.
• The Note is secured by a mortgage on the Borrower's property.
• There is no prepayment penalty.
• This is a generic legal template which is not specifically written for any country, state or province.
• This form is provided in MS Word format and is easy to customize.

Not all customers qualify for credit accounts. If you're turning down a customer's credit application you should notify them in writing.

• This form letter advises the customer that their application for a credit account has been rejected, due to a bad credit rating report.
• You can print the letter on your letterhead as a form letter, or personalize each copy as you need them.
• You can also copy and paste the body of the letter into an email template.

This easy-to-use Letter to Customer Denying Credit form is available in MS Word format. Other formats available upon request.