Products tagged with 'consumer protection forms'

If you are getting a home loan to purchase a property, the mortgage lender may require a Flood Zone Statement before funding the mortgage loan.

• This Flood Zone Statement form must be jointly completed by both the buyer and the seller.
• The seller must state whether or not the property is located in an area that is flood prone, as defined by the National Flood Insurance Act.
• The buyer agrees to obtain any required flood hazard insurance.
• This free form can be used anywhere in the United States.

Did you sign a contract that you now want to cancel? Under certain circumstances you may be able to rescind (cancel) the contract even after signing it.

• This free letter form of notice is a template that you can use to exercise your right of rescission under the consumer protection laws in effect in your state, province or territory.
• The letter states that you are exercising your right to rescind the contract within the period allowable by law. Check the laws in your area to find out exactly what your rights are. Not all contracts can be rescinded.
• If the contract specifies a "cooling-off" period, you must notify the seller within the stated cooling-off period. Otherwise the contract is not rescindable.
• If you have the right by law to cancel the contract, you can download this free notice form, fill it in, and send it to the supplier, contractor or seller within the required time period.

Download this free Lead Based Paint Disclosure form for USA real estate properties.

• The disclosure form must be attached as an addendum to any offer or contract for purchase and sale of real estate properties in the United States which were built prior to 1978.
• The seller of the property must disclose to the buyer any information regarding the use of lead-based paint and lead-based paint hazards in the property, as required by 42 U.S.C. 4852d.
• This free form is available in MS Word format.

Avoid being scammed by investment fraud artists - read this free guide from Alberta Securities Commission. Learn about:

• How fraudsters target their victims.
• The kinds of approaches fraudsters use to put victims at ease.
• How they sell the benefits and perks of an "investment" opportunity.
• Danger signs to look for when you are presented with an opportunity that seems too good to be true.

"Don't Be Fooled by Fraud" is a publication of The Alberta Securities Commission available in PDF format.

If you have a website, you must post a Website Privacy Policy to clearly set out how your site will use and protect any personal information gathered from your site visitors.

• The Policy explains how personal information is gathered and what the site operator does with the information.
• The template contains a special section that addresses specific information for users residing in the European Economic Area (EEA), the United Kingdom and Brazil, to comply with various legal requirements applicable to those zones.
• The policy outlines how they protect children who visit the site. Users must be at least 13 years of age (16 in the EEA) to set up an account or access the website services.
• A description of how the website uses cookies, web beacons and similar technologies to store and manage information.
• Details of when and how access to information is given to third parties and for what purposes.
• The website operator is responsible to provide information to legal or government authorities as required by law.
• A description of what types of security measures are used to protect the information stored on the website.
• This is a downloadable template in MS Word format.

Protect Your Family from Lead in Your Home is a 14-page booklet published by the U.S. Federal Government to protect consumers from lead paint poisoning.

• The brochure outlines the risks to your family's health from lead-based paint, which was in use prior to 1978.
• If you are buying or renting an older home, this information could be vital to you and your loved ones.
• The brochure must be provided by a landlord to all tenants that are renting any property that was built before 1978.
• This is a joint publication of the US Environmental Protection Agency, the Consumer Product Safety Commission, and the Department of Housing and Urban Development.
• Available as a free PDF download.