Acknowledgement by Investor of No Advice Given

This Broker Fee Agreement is an easy downloadable template for UK brokers to use when signing up a new client.

• The agreement covers fees for broker services only, and does not include other fees associated with mortgages and financial products.
• The agreement can be used for fee, commission, or combined fee ⁄ commission arrangements.
• If the client is applying for a mortgage, the client agrees to pay a non-refundable fee at the time the mortgage application is made.
• If the broker is being paid a commission on a regular premium insurance policy, the broker reserves the right to charge the client a fee if the client cancels the policy.
• The agreement contains a disclaimer stating that the broker is not qualified to provide legal advice. However, if the broker refers the client to a solicitor or other professional, the client agrees to pay a referral fee.
• Governed by the laws of England and Wales.

Investment Products as Part of a Complete Retirement Plan is a 31-page expert guide designed to help Canadians assess investment options as part of an overall retirement income plan.

• Topics include:
  • bonds,
  • cash investments,
  • common and preferred shares,
  • blue chip and growth stocks,
  • equity and fixed income investments,
  • GICs,
  • mortgage backed securities,
  • mutual funds, and
  • real estate.
• This guide refers to Canadian tax laws and is intended for Canadian residents.
• Available in PDF format.

Would you like to retire early? Of course you would! Learn how to plan for an early and financially secure retirement with this 17-page seminar developed by McClure Financial Services Ltd. Topics include:

• sources of income, and income options,
• inflation indexing,
• pension benefits,
• personal life insurance,
• group RRSPs,
• inflation-proof income deficiency analysis,
• how to determine whether you have sufficient funds to meet your monthly needs.

Retirement Planning in Canada: Retiring at the Age You Want and the Income You Want is copyright by the author. This is a Canadian retirement planning guide, and makes reference to the Income Tax Act (Canada).